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11 Ways To Maximize Your Chances of Getting a Mortgage

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Understanding The Power of Compounding Interest Buying a house is said to be one of the most stressful experiences you can have, and it’s easy to see why. In all likelihood, you will be taking on the biggest loan and making the most expensive purchase of your lifetime. The figures …

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How To Understand Your Credit Reports

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Understanding the information contained in each of your 3 credit reports is crucial. Although it is the responsibility of the credit bureaus to ensure that the information they have about you is true and up-to-date – after all those inaccuracies could cost you thousands, that’s not going to happen. Credit …

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How the Credit System Works

illustration depicting a formal discussion about credit

What is Credit History? Your credit history is a record of how you’ve handled the repayment of your debt. It is essentially the history you’ve established with the 3 major credit bureaus by either paying or not paying your bills on time, or not paying at all. Make no mistake …

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